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POST-HANDOVER READINESS

Compulsory Earthquake Insurance, Home Cover and Utilities

Prepare the post-handover protection file from policy checks to electricity, water and ongoing home cover.

No fixed figures or outcome guarantees

Compulsory Earthquake Insurance and optional home insurance are not the same product. Review scope, exclusions, insured amount, address and renewal dates separately. Utility requirements vary by provider and property, so obtain the current document list directly.

ACTION FILE

Move through the subject in a controlled order.

01

Policy and address match

Check that the policy address, independent unit and insured details match the acquired home. Add expiry and renewal dates to the transaction file.

02

Additional home protection

Compare optional home, contents, liability and other cover for risks outside compulsory earthquake insurance with an authorised insurance professional.

03

Meters and utility handover

Record electricity, water, internet and any gas meter numbers and readings in the handover document. Confirm previous account closure and debt status with providers.

04

Annual renewal calendar

Track compulsory insurance, other policies, service charges, tax and maintenance dates in one annual calendar. Update institutional records when contact details change.

BEFORE YOU COMMIT

Keep these items in the transaction file.

A checklist does not replace professional review, but it helps prevent important questions from being lost between parties.

  • Valid compulsory policy with the correct address
  • Comparison of optional home cover
  • Meter numbers and handover readings
  • Annual renewal and payment calendar

OFFICIAL VERIFICATION

Open the authority page directly.

External authority pages may change without notice. Confirm that the browser address belongs to the official institution before entering personal data.

COMMON QUESTIONS

Compulsory Earthquake Insurance, Home Cover and Utilities

Does compulsory earthquake insurance cover every loss in the home?

No. Review official scope and exclusions and consider optional home insurance separately for other risks.

Is compulsory insurance checked for utility subscriptions?

For homes within scope, the existence of compulsory earthquake insurance is checked under the applicable rules for water and electricity subscription procedures.

Does an address error on the policy matter?

Yes. Confirm that the policy address matches the insured home and the property for which the utility account is being opened.

SCOPE

General information, independent decision.

This page is general information and does not create legal, tax, financial, immigration, insurance or technical advice. Current authority requirements and the buyer-specific file take precedence.

PERSONAL TRANSACTION PLAN

Turn the guide into a property-specific checklist.

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